Building long-term wealth requires consistency. Between market fluctuations, brokerage fees and the temptation to wait for the "right moment", it is not always easy to stay the course. With its ETF Investment Plan, Freedom24 offers an automated solution designed to make regular investing easier.
Also read: Our full review of Freedom24
The ETF Investment Plan: how does it work?
The principle is straightforward: once your account has been opened and funded, you choose an ETF from the more than 3,600 funds available on the platform, then set the amount to invest, the currency (euro or dollar), the frequency (weekly or monthly) and the bank card to be used for automatic payments. On each due date, Freedom24 charges the planned amount, funds the account and places the order to buy the selected ETF, commission-free within this plan.
This approach is based on Dollar Cost Averaging (DCA), a method that involves investing the same amount at regular intervals. It helps smooth the average purchase price over time and avoids basing your entire strategy on market timing. If markets fall, the same amount buys more units; if they rise, it buys fewer. The aim is not to beat the market in the short term, but to invest methodically over the long term.
💡 Did you know?
DCA is often used by investors who want to invest in a disciplined way, without constantly trying to time the market.
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Controlled fees, a real advantage for regular investing
One of the most common barriers to regular investing is the impact of fees on small contributions. Freedom24 highlights 0% commission on card payments and ETF purchases made through its Investment Plan. For savers investing small amounts regularly, this is a point worth looking at closely.
The platform also offers a separate promotional deal for certain new clients, with zero brokerage fees on a selection of US and European shares as well as ETFs listed in the European Union, for a limited period and subject to conditions. As always with this type of offer, it is worth checking the terms in force at the time you open your account.
Simple setup and clear monitoring
Activating an ETF Investment Plan with Freedom24 can be done from the mobile app or the web platform. You need to:
- 👉 Choose the ETF you want;
- 👉 Set the amount and currency;
- 👉 Select the purchase frequency;
- 👉 Save the bank card to be used for automatic payments.
Once these settings have been confirmed, the system carries out the planned transactions on each due date, subject to the available balance, market price and execution conditions. The interface then allows you to track your transaction history and adjust the plan settings if necessary.
Who is this plan for?
- ✅ Beginners: automation makes taking your first steps in the stock market easier.
- ✅ Busy investors: there is no need to place an order manually at each interval.
- ✅ Small savers: the absence of commission within the plan makes regular investing more accessible.
- ✅ Long-term investors: the DCA approach fits into a gradual, long-term strategy.
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Up to 20 free shares + 0% commission
*Investing carries a risk of loss. WELCOME offer subject to conditions. Free shares are allocated at random, with higher-value shares awarded less frequently. The zero-commission offer is limited to certain regions. Other charges apply.
Also read: Our comparison of the best brokers for investing in ETFs
A solution suited to long-term investors
This feature is aimed primarily at investors who want to build their wealth gradually without constantly intervening in the markets. By automating contributions and purchases, it makes it easier to establish an investing routine and helps limit emotionally driven decisions during periods of high volatility.
Freedom24 is the retail brand of Freedom Finance Europe Ltd, a company regulated by the Cyprus Securities and Exchange Commission (CySEC) and operating within the European MiFID II framework. The platform provides access to different types of financial instruments across several international markets.
The ETF Investment Plan may therefore suit both beginners and investors looking to automate part of their strategy. However, it is worth bearing in mind that Freedom24 does not offer a Stocks and Shares ISA or SIPP, that fees may apply outside the Investment Plan or on withdrawals, and that promotional offers remain subject to conditions.
In summary, Freedom24's ETF Investment Plan is a practical solution for investing regularly without having to place each order manually. For investors who favour a long-term approach, this feature may be an attractive way to invest more consistently and simplify the management of their portfolio.
